People getting ready to immigrate to Canada usually have a number of of the next misconceptions concerning the Canadian healthcare system: “Medicare works the identical throughout the nation,” or “Protection is quick upon arrival,” or “Emergency medical care is roofed even when I’ve a ready interval”. On this episode Jason Cummings joins me to debunk these frequent misconceptions and set the report straight for all newcomers to Canada.
These misconceptions could be pricey to a newcomer. For example, every year tens of hundreds of latest residents of Canada settle in a Province or Territory that has a ready interval for public well being protection (Medicare). Throughout a Medicare ready interval, “un-insured residents” are accountable to pay for hospital and medical providers, even in an emergency, and prices could be very excessive, even catastrophic. The identical danger can come up when a brief resident loses Medicare eligibility as a result of expiry of a piece or examine allow.
On this episode Canadian medical health insurance dealer Jason Cummings, Basic Supervisor of David Cummings Insurance coverage Providers Ltd, joined me to assist shed some mild on what new everlasting residents and short-term residents face when on-boarding into the “Canadian well being system” and to supply some client training insights concerning the kinds of non-public medical insurance coverage used to cowl Medicare gaps.
Jason Cummings – Basic Supervisor of David Cummings Insurance coverage Providers Ltd. (DCIS).
Jason Cummings involves work motivated to make a optimistic distinction in individuals’s lives. With over 20 years’ expertise, Jason is a acknowledged knowledgeable in well being and journey insurance coverage who has been interviewed for CBC’s The Nationwide, CBC Information Vancouver, and CBC Radio and he presents details about Canada’s healthcare system and personal medical health insurance in stay workshops and on-line. Jason leads the DCIS group of brokers and associates with the imaginative and prescient of relentlessly championing obligation of care, good religion, and the dignity of every particular person.
About DCIS Insurance coverage Providers Based in 1987 by Jason’s father David Cummings, DCIS is a boutique insurance coverage brokerage of alternative, specializing in medical health insurance options for individuals transferring to or visiting Canada, and for individuals relocating or travelling outdoors their nation of origin to different locations worldwide. By means of a community of trusted advisors DCIS additionally supplies private life insurance coverage, incapacity insurance coverage, and group advantages. The DCIS group are dedicated to making sure people, households, and organizations are properly suggested, supplied aggressive insurance coverage options, outfitted for profitable use of their insurance coverage, and supported at time of declare.
On this episode Jason shared useful insights for potential immigrants and short-term residents about on-boarding into the Canadian well being system:
- Public well being protection doesn’t function the identical throughout Canada. Earlier than departing for Canada, find out how Medicare eligibility and enrolment works within the Province or Territory you’ll settle in.
- New Everlasting Residents face a Medicare ready interval (approx.3 months) in three Provinces and all Territories. You should definitely purchase interim (non-public) medical insurance coverage for any Medicare ready interval or hole.
- Work allow holders (and examine allow holders) face a extra advanced algorithm and variables in regard to Medicare eligibility and sustaining Medicare protection.
- Not all interim medical plans are created equally. Give the acquisition of medical insurance coverage the consideration attributable to any vital monetary resolution. Whether or not by yourself, or with the assistance of an insurance coverage dealer, learn concerning the kinds of plan accessible, and particularly concerning the plan you select to purchase.
[Tweet “Demystifying the refugee issue once and for all“]
Further Assets:
Hearken to Mark Holthe’s Canadian Immigration Podcast
Matters for our Subsequent Podcast
Binge on all of our Canadian Immigration Podcast Episodes!
If you wish to hearken to extra episodes, you will see that all of the episodes right here.
Subscribe to the Canadian Immigration Podcast
When you’ve got loved this podcast, please subscribe.
When you loved the present, please charge it on iTunes and write a quick overview. That will assist tremendously in getting the phrase out and elevating the visibility of the present. Share the Love